Jumbotron Background

Credit & Underwriting Analyst

Finance
Germany

Credit & Underwriting Analyst (m⁠/⁠w⁠/⁠d)

Wir bei Leasys sind stolz darauf, ein führender Anbieter von innovativen Mobilitätslösungen zu sein, Leasys und Free2move Lease haben sich zu einem gemeinsamen Mobilitätsanbieter zusammengeschlossen: Ein stark aufgestelltes Unternehmen, spezialisiert auf operatives Mehrmarken-Leasing, das zu gleichen Anteilen dem Automobilkonzern Stellantis und der Bank Crédit Agricole Consumer Finance gehört. Unser Ziel ist es, Leasys zu einer führenden Marke auf dem europäischen Leasingmarkt zu machen. Unsere breite Palette von Dienstleistungen im Bereich Autovermietung, Carsharing und Langzeitmiete zeichnet sich durch Innovation, Qualität und Zuverlässigkeit aus. Mit unserem stetigen Streben nach Exzellenz setzen wir Maßstäbe in der Mobilitätsbranche und gestalten aktiv die Zukunft der Fortbewegung mit.
Wir suchen zum nächstmöglichen Zeitpunkt einen/n

Aufgaben
Als wichtiger Teil der Abteilung Credit & Underwriting sorgst Du für die rechtzeitige Bearbeitung aller Kreditanträge für B2B-Kunden, KMU und Großunternehmen.

  • Analyse der Finanzunterlagen von Unternehmen samt Votierung im Zusammenhang mit Leasinganfragen
  • Analyse und Bewertung von Finanzierungsanträgen von Privatkunden und/oder juristischen Personen für Leasingprodukte (incl. Überprüfung von Kreditunterlagen)
  • Ratingerstellung
  • Überwachung des Gesamtkreditportfolios unter Einhaltung einschlägiger Gesetze (KwG und MARISK)
  • Management der Kundenbeziehungen in Zusammenarbeit mit den internen zuständigen Bereichen in Bezug auf die getroffenen Kreditentscheidungen
  • Weiterentwicklung des regelmäßigen Kreditreportings
  • Mitarbeit in Projekten
Profil
  • Mind. 2 Jahre Erfahrung in der Bank-/ Finanzbranche als Kreditanalyst
  • Wirtschaftswissenschaftliches Studium oder alternativ bankfachliche Berufsausbildung mit mehrjähriger Erfahrung im Kreditbereich
  • Fähigkeit zur selbstständigen und eigenverantwortlichen Arbeitsweise
  • Analytisches und konzeptionelles Denkvermögen mit starkem Interesse an betriebswirtschaftlichen Fragestellungen
  • Kommunikations- und Verhandlungsgeschick
  • Flexibilität und Problemlösungsfähigkeit
  • Fließende Englisch-Kenntnisse in Wort und Schrift
Wir bieten
  • Homeoffice-Arbeit (Hybrides Modell): Nach einem erfolgreichen Onboarding-Prozess bieten wir Dir die Möglichkeit, flexibel im Homeoffice zu arbeiten. Unser hybrides Modell vereint die Vorteile des Homeoffice mit der Dynamik des Bürolebens.
  • Sonderkonditionen für Mitarbeiter: Profitiere von exklusiven Sonderkonditionen und Rabatten, die speziell für unsere Mitarbeiter ausgehandelt wurden.
  • 13. Gehalt: Wir wissen Deinen Einsatz zu schätzen und belohnen Dein Engagement mit einem zusätzlichen 13. Gehalt am Jahresende.
  • Kantine vor Ort: Genieße köstliche Mahlzeiten in unserer betriebseigenen Kantine. Hier ist für jeden Geschmack etwas dabei, und das zu fairen Preisen.
  • Flache Hierarchien: Bei uns findest Du flache Hierarchien und eine offene Kommunikation, die eine angenehme Arbeitsatmosphäre und kurze Entscheidungswege ermöglicht.
Important note

Please be advised that a valid work permit for Germany is required for non-EU citizens. Unfortunately, applications without a valid work permit and sufficient German language skills may not be considered.

Requirements

  • Mind. 2 Jahre Erfahrung in der Bank-/ Finanzbranche als Kreditanalyst
  • Wirtschaftswissenschaftliches Studium oder alternativ bankfachliche Berufsausbildung mit mehrjähriger Erfahrung im Kreditbereich
  • Fähigkeit zur selbstständigen und eigenverantwortlichen Arbeitsweise
  • Analytisches und konzeptionelles Denkvermögen mit starkem Interesse an betriebswirtschaftlichen Fragestellungen
  • Kommunikations- und Verhandlungsgeschick
  • Flexibilität und Problemlösungsfähigkeit
  • Fließende Englisch-Kenntnisse in Wort und Schrift

Work type: Hybrid

Hiring location: Rüsselsheim am Main

Contract type: Full time

Send us a job application.

Information on the processing of personal data

The Data Controller of your personal data is Leasys S.p.A. (hereinafter the "Controller" and/or "Leasys"), with registered office in Turin, C.so Orbassano 367, VAT number  06714021000.

1) HOW WE PROCESS AND COLLECT YOUR DATA

Your personal data are processed and used for the purposes of research, evaluation and recruitment of personnel.

Processing will be carried out in compliance with the applicable law and regulations in force, on the basis of the provided information and in a fair and transparent manner; by collecting a minimum set of Data for the purposes set out above, in a precise and up-to-date manner; pursuant to the provisions of the Italian and European law and regulations.

The Data Controller applies appropriate and up-to-date security measures in order to prevent your Data from being lost, used or accidentally accessed in an unauthorised manner, altered or disclosed. The Data Controller will inform in case of awareness of breach of Personal Data events.

The Data will be collected: directly from the Data Subject; from third parties that the Data Controller uses for recruitment procedures; from other third parties that have collected them directly from the Data Subject.

The processing of data for each of the abovementioned purposes will take place using automated and telematics methods, and, in particular, by ordinary or electronic mail, and in paper form.

2) TYPE OF DATA PROCESSED

Personal information included in CVs, in cover letters or in letters received from the data subject during the assessment interviews will be collected, stored and processed. Only common data will be collected; therefore, the candidate will not be required to indicate data qualified as particular pursuant to art. 9 of the European Regulation no. 2016/679, except in the case in which such data must be known due to the working relationship that shall be established or also through pre-employment visits, in order to assess the working capacity for health reasons, or the membership of the data subject to protected categories.

3) NATURE OF DATA AND CONSENT

The data required for the purposes above mentioned are optional and subject to the will of the candidate who decides to submit his/her Curriculum Vitae (CV).  With regard to the personal subsequently and possibly requested by the Data Controller, any refusal to provide them shall make impossible to proceed with the verification of the pre-requirements necessary for the employment, and therefore, with the possible establishment of the working relationship with the Data Controller. 

Consent to the collection of the Data in the CV is not necessary (art. 9 letter b of the Reg. no. 2016/679), as the processing concerns data included in CVs, that are spontaneously transmitted by the data subjects for the purposes of the possible establishment of an employment/collaboration relationship for which consent is excluded.

The data collected will not be disclosed. The data may be communicated to third parties identified and appointed as Data Processors pursuant to Articles 28 et seq. of Reg. 2016/679 if necessary for the purposes above mentioned (e.g. recruitment and assessment companies); in addition, the data may be communicated to other companies in the Group to which Leasys belongs, in order to join in selection procedures.

The data will not be transferred by us to a third country outside the EU or to an international organization, except in exceptional and strictly necessary cases.

If necessary, for technical or operational reasons, the same data may be processed in countries outside the European Economic Union, provided that an adequate level of protection is guaranteed, for which a specific adequacy decision of the European Commission is in force. Any other transfer of personal data outside the European Economic Area, in the absence of an adequacy decision by the European Commission, will only be possible if adequate contractual guarantees, including standard data protection clauses, are provided by the Data controllers and Data Processors involved. The transfer of data to third countries outside the European Economic Union, in the absence of an adequacy decision or other appropriate measures as described above, will only be carried out if  strictly necessary and in the cases provided for by the GDPR and will be processed in your interest.

5) DATA RETENTION PERIOD

The Data will only be processed as strictly necessary to carry out the procedures for the research, evaluation and recruitment of personnel, unless the data is necessary for legal defence.

6) CONTACTS OF THE DATA PROTECTION OFFICER

For any direct contact - formal and urgent, other than the exercise of the rights provided for in the following paragraph - you may contact the Data Protection Officer at the following contact details:

  • Email: dataprotection-italia@leasys.com;
  • Traditional mail: Leasys S.p.A., Corso Orbassano n. 367 - 10137 Torino, by writing “To the attention of the Data Protection Officer”.

7) EXERCISE OF DATA SUBJECTS’ RIGHTS

In relation to the personal data processing listed above, you may ask:

  • confirmation as to whether or not personal data concerning you are being processed, and, where that is the case, access to the personal data, as well as the origin of said data, the purposes and methods of processing and the logics applied in case of processing performed with use of electronic instruments;
  • to update, integrate, correct, delete or transform into anonymous form your personal data;
  • to limit or oppose to the processing of your personal data;
  • to receive your personal data in a structured, commonly used and machine-readable format and have the right to transmit those data to another controller (right to data portability);
  • ask to certify that such operations have been notified to the individuals to whom they were communicated or disseminated.

You have the right to exercise your rights by contacting the Customer of Leasys S.p.A. at the following addresses:

The Data Controller will reply to your requests within 30 (thirty) days from reception, extended to 60 (sixty) days taking complexity and number into account; after these terms, you are entitled to submit a complaint to the Personal Data Protection Supervisor in the forms and according to the methods stated in the law in force.